Savings
Are your savings as tax-efficient as they could be?

The mere mention of the tax system in this country will inevitably lead to most people switching off, but when it comes to tax and savings, now is the time to switch on and in particular, perhaps look at an Individual Savings Account (ISA).

ISAs, as they are more commonly known, have proved a very popular savings choice for many people. Their tax-efficient properties have resulted in ISAs finding widespread appeal across all age groups and people with differing levels of income.

This has come as no surprise, as ISAs are tax-efficient which means that any income paid and investment gains are free from both capital gains and income tax*. If this is not enough of an incentive, they are also extremely flexible, allowing penalty-free withdrawals at anytime and you can invest from as little as £50 per month and even lower in some cases.

We are not restricted to any one product or provider, which for you means that we can search through the hundreds of different ISAs on the market and find the most suitable one for you.

So, if you have yet to take advantage of this very tax efficient savings, simply give us a call on 01744 885555 and together,
we can find the most suitable ISA for you.

Please note, that ISA managers have been unable to reclaim the tax credit attaching to dividends from UK equities since the tax year 2004/05. The Financial Services Authority does not currently regulate the advice provided in relation to Cash Deposit ISA’s and it is always a good idea to seek advice before withdrawing any money from stocks & shares or a Cash ISA.Future legislation in regard to ISA’s is subject to change.The value of Investments may fall as well as rise and you may not get back the full amount you invested.